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Citizen’s Four-Point Inspections: New Form, New Price

Citizen’s has come out with a revised Four-Point Inspection form. Insurance agents are supposed to only accept this form as of September 1, 2018.  In order for our client’s to have this form by that time, we will begin using the new form July 1, 2018. This gives 60 days for anyone to close and have the new form on hand.

The new forms asks for much more information than the previous form. In addition to everything the old form asked for, inspectors are now required to test most of your household appliances for a four-point inspection, report any visible signs of leaks on the ceilings or in the attic, take photos of each slope of the roof and each side of the home. Due to the increase in time to gather information and the increase in time to report the information, the price of this form must increase as well.


Dryer Vents

Dryer vents are one of the leading causes of house fires.  If they are short through-wall vents, maintenance is fairly simple.  Slide the dryer out so you have room to work.  Disconnect the flex hose from the wall.  Slip a dryer duct brush through the duct and out the other end. This should be inspected annually and cleaned as necessary.


Dryer Vent

Dryer duct packed full of lint. Very little air can move through this duct.

If your duct runs up through the attic and out through the roof, you’ll probably need a professional to clean it.  These are even more troublesome as dryers are not built to move air through a long length of duct.

The Bathroom Vent That Didn’t

In the bathroom, the vent seemed to be working fine.  However, upon looking in the attic we see the vent is not exactly doing its job.


The large black coupling at the top of the foto should be connected to a duct pipe to evacuate the moist air out of the bathroom and out of the attic space.  Instead, it is dumping humid air into the insulation beside it.  This will create a perfect environment to grow mold (moisture and warmth).

The sad part is that the exhaust duct was just to the right of the picture. Had the vent been installed 180 degrees around, it could have been fine.



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